Location (Kuala Lumpur – Malaysia)

Seven Star Unique

Make transactions across the globe with ease and securely with our honest and hassle-free services. We present our services that give the safest and easiest way for all your payment transactions around the world. When you transact with us, you have nothing to worry about. Our customers are the centric approach that makes us the most secure and reliable option for all your transactions.


Currency transfer

Currency transfer to all parts of the world

Safe and secure

High security in transactions

Providing services

Providing services with the best fees

Follow the remittances

Track remittances until the steps are completed

Experienced staff

experienced staff in the field of transfers and provide the best services

Customer guidance

Guide customers to use the best method of currency transfer

Our Services

Currency exchange
Exchange rates (Up-to-the-minute exchange rates for the currencies available), Currency converter (Use our converter and check, how much you can save with attractive rates of 28 currencies.), How to exchange (Order a transaction from your bank account or pay with convenient payment methods. You can also top up your currency wallet or use social transactions without fees and commission. Both of these models are simple and intuitive.), Transaction Cost and time (We do our best to minimize transaction times and cost.), Currency tools (Do you buy and sell currencies regularly? Standing orders make the exchange process quick and effortless. Ideal for paying loans and mortgages.), Social transactions (Experience the power of society.)
Money Transfer
How it works (Select your currency and account. Then choose your delivery method: email, text message or bank account transfer.), Send money internationally (Send money online from 30 countries in 28 currencies. Check out where our services are available.), Efficient money transfers (Why are online money transfers so effective? To put it simply, we prefer to work smarter and not harder. By doing business this way, we are able to pass our savings onto you.)
For partners (Offer your customers fast payments in 28 currencies and make shopping in your online store even easier. Transaction completion takes just a few clicks.), Microtransactions for games (Offer your customers a convenient microtransactions gaming payment system, giving them the opportunity of making transactions in 28 currencies at attractive rates.), Pay Later (Implement this solution in your shop and give your customers the chance to make an order and postpone payment.), For developers (This section provides you with everything you need to know about quickly integrating)
How to take out a loan? (Borrow money for any purpose in the currency of your choice. It only takes a moment to complete the application form.), Why us? (With our loans, you can quickly and easily get money in one of the currencies in our offer for any purpose. Take a look at why it is worth using our services.)
What are cryptocurrencies? (Cryptocurrencies are virtual currencies that are not linked to any state or central bank. They are based on the data encryption technique (cryptography), which is used to verify transactions and create new units, called coins.), Cryptocurrency rates (Follow regularly updated rates of the most popular cryptocurrencies. Quotations are expressed in USD or BTC. Look for the virtual currency of your choice and check its average rate, market value and volume over the past 24 hours.)


All about Swift

The SWIFT service creates an international level of connectivity that speeds up global commerce and brings the world a little closer together. It provides a safe and secure means to facilitate cross-border payments and helps banks build an intermediary network.
In 2021, more than 11,000 global SWIFT member institutions sent an average of 42 million messages per day, marking an increase of 11.4% over 2020. Business is booming!
What is Swift?
SWIFT (The Society for Worldwide Interbank Financial Telecommunication) is a global messaging system that communicates transaction orders through a network of financial institutions.
SWIFT is a member-owned cooperative used by thousands of banks worldwide to communicate information on financial transactions in a secure and standardized way.
Before SWIFT was introduced, banks used TELEX for international transactions. TELEX was a slow payment orders system that relied on describing every transaction with sentences instead of codes, which was difficult for both banks and users.
In 1973, SWIFT was founded. With it came a system of codes that transfer financial messages more efficiently than TELEX. SWIFT is headquartered in Brussels, Belgium since the organization didn’t want to choose between London and New York as the major finance cities.
As of 2018, half of all high-value cross-border payments were made via SWIFT, which covers 212 different countries.
How does the SWIFT system work?
The SWIFT network doesn’t actually transfer money. SWIFT works by communicating transaction orders between institutions using SWIFT codes.
Thanks to SWIFT, we have standardized IBAN (International Bank Account Number) and BIC (Bank Identifier Code) formats for actual funds transfers.
SWIFT assigns every financial organization a unique code of eight or 11 characters. This code is called the SWIFT code, ISO-9362, or the BIC code. It comprises the institution code, the country code, the location code (or city code), and an optional branch code to identify individual branches.
The IBAN code and SWIFT code are not the same things—while the SWIFT code only identifies a bank, the IBAN identifies both the bank and a specific account at the bank. The United States doesn’t participate in IBAN and instead uses the ABA routing numbers for domestic payments and SWIFT codes for international payments.
When two banks have a relationship (commercial accounts with each other), the transfer is done as soon as the SWIFT message has been received. The money from one’s personal account is transferred to the other person’s account via the banks’ commercial accounts. The banks take a fee.
If the two banks do not have a relationship, an intermediary bank will facilitate the process. For that, you will be charged an additional fee.
If two currencies are involved in the transfer, one of the banks will do the currency exchange.
Since SWIFT doesn’t send money, it requires different interventions, making the process slow. It also adds costs to the transfers.

What Is Digital Money and How Does It Work?

What Is Digital Money?

Digital money (or digital currency) refers to any means of payment that exists in a purely electronic form. Digital money is not physically tangible like a dollar bill or a coin. It is accounted for and transferred using online systems. One well-known form of digital money is the cryptocurrency Bitcoin.

Digital money can also represent fiat currencies, such as dollars or euros. Digital money is exchanged using technologies such as smartphones, credit cards, and online cryptocurrency exchanges. In some cases, it can be converted into physical cash through the use of an ATM.
• Digital money is money in purely digital form. It is not a physically tangible asset like cash or other commodities like gold or oil.
• Digital money can streamline the current financial infrastructure, making it cheaper and faster to conduct monetary transactions. It can also ease monetary policy implementation by central banks.
• Examples of types of digital money are cryptocurrencies, central bank digital currencies, and stablecoins.
• Digital money is susceptible to hacks and can compromise user privacy.

Understanding Digital Money
A variant of digital money is already present in society today in the form of cash held in online bank accounts. This cash can be sent to others or received from them. It can also be used for online transactions.
Digital money is similar in concept and use to its cash counterpart in that it can be a unit of account and a medium for daily transactions. But it is not cash. For example, the dollars in your online bank account are not digital money because they take on a physical form when you withdraw them from an ATM.
Digital money is different from cash because it improves upon the process of monetary transactions. For example, the technological rails of digital money can make currency transfers across borders easier and faster as compared to standard money. This form of money also streamlines the process of monetary policy implementation for central banks. The use of cryptography in some forms of digital money makes transactions involving them tamper-proof and censorship-resistant, meaning they cannot be controlled by governments or private agencies.
Types of Digital Money
Thanks to its technological underpinning, digital money can be adapted to suit multiple purposes and can take on various forms. The three adaptations of digital money that have emerged in recent times are as follows:
1. Central Bank Digital Currencies (CBDCs)
Central bank digital currencies (CBDCs) are currencies issued by the central bank of a country.
2. Cryptocurrencies
Cryptocurrencies are digital currencies designed using cryptography. The crypto wrapper around a digital currency provides enhanced security and makes transactions tamper-resistant.
3. Stablecoins
Stablecoins are a variation of cryptocurrencies and were developed to counter the price volatility of regular cryptocurrencies.

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Kuala Lumpur – Malaysia


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Seven Star Unique
Make transactions across the globe with ease and securely with our honest and hassle-free services. We present our services that give the safest and easiest way for all your payment transactions around the world. When you transact with us, you have nothing to worry about. Our customers are the centric approach that makes us the most secure and reliable option for all your transactions.

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